Deadline for Homeowners’ and Renters Tax Credit Program Extended to October 1

MCRC is excited to share great news!

The 2019 application deadline for the Homeowners’ and Renters’ Tax Credit Program has been extended. The extended deadline is October 1st. We are also happy to share that these tax credit applications can now be completed and submitted online. Please visit the Tax Credit Online Portal to complete and submit an online application. All applications, whether via the online portal, U.S. mail, or in-person, must be submitted to the Department of Assessments and Taxation no later than Tuesday, October 1, 2019.

What is the HOTC and who can use it?

The HOTC, also known as the Circuit Breaker credit, sets a limit on how much low-income homeowners owe in property taxes. Homeowners with a household income of less than $60,000/year and whose property is worth $300,000 or less are eligible for the credit. Many homeowners have saved hundreds and even thousands of dollars by taking advantage of this credit.

This credit must be applied for every year.

What is the RTC and who can use it?

The Renters’ Tax Credit is similar to the ROTC and is based on the reasoning that renters indirectly pay property taxes as part of their rent and thus should have some protection, as do homeowners. This credit must be applied for every year. The Maryland Renter’s Tax Credit program is available to qualified renters in Maryland who meet specific eligibility requirements:

  • Renter’s total gross household income does not exceed $30,000/year
  • Renter’s total assets may not exceed $200,000

Renters must either be:

  • Seniors aged 60 years or better or
  • Are 100% disabled or
  • Have a dependent and receive no housing subsidies

Please visit, follow the simple prompts, and discover how much money you can save today! Consumers interested in applying for the Renters Tax Credit can contact the Maryland Consumer Rights Coalition at (443) 961-6220 for screening and application assistance. Check out our interview with WBAL News Radio 1090’s John Patti to hear about the importance of these underutilized tax credits from one of our clients.